Most people with vision issues have refractive errors, and Blue View Vision offers good coverage to treat these conditions. (Learn More)

With in-network providers of eye exams, glasses, and contacts, you can pay very little for treatment. Even out-of-network providers have some coverage. (Learn More)

You can add some treatment like retinal scans to your regular eye exams, but more serious vision problems like cataract surgeries are not covered. (Learn More) LASIK is offered at a discount through a large network of ophthalmologists working with Blue View Vision. (Learn More)

Overall, Blue View Vision has good coverage for basic eye health needs. (Learn More)

Blue View Vision Coverage Options

Blue View Vision covers your eye health through Anthem, a large insurance provider.

If you have Blue View Vision, you have access to more than 32,000 vision care providers all over the United States. This includes a wide range of optometrists and ophthalmologists to care for vision changes, access to glasses and contact lenses through several retailers, and a simple process to find treatment providers and access your benefits.

Basic vision health needs, including eye exams and glasses, are covered by this plan. It gives you a big range of options, but there are some needs that are not covered by Blue View Vision.

If you don’t have insurance yet, take the time to understand their offerings, so you can determine if they offer the right coverage for your needs.

Costs for Covered Treatment Through Blue View Vision

Vision insurance should cover several basic services for little to no cost. For Blue View Vision members, these services include:

  • Routine eye exams. One annual, comprehensive eye exam that measures your refractive error (including astigmatism) and looks at full eye health (including your cornea and retina) is $0 with in-network optometrists and ophthalmologists. If you choose an out-of-network provider, you have up to $35 of coverage. You can get eye exams once a year.
  • Glasses: You get up to $120 of the cost of one pair of eyeglasses frames covered. Any remaining balance has a 20 percent discount applied.

    If you choose an out-of-network option for glasses, you have up to $45 of the cost covered, with no discount. You can get new frames once every two years.

  • Prescription lenses: Blue View Vision covers three types of plastic prescription lenses:
    • Single vision
    • Bifocals
    • Trifocals

Each type of prescription lens has a $10 copay if you choose an in-network option. Out-of-network choices have different prices based on the type of lens. Single vision gets up to $25; bifocals receive up to $40; trifocals receive up to $50. These are covered once every year.

  • Lens enhancements: More people choose special coatings for their glasses so they can see better in everyday situations. Children under 19 years old get these enhancements for no charge with in-network coverage. There is no insurance assistance for out-of-network lens providers.

    These enhancements include the following:

    • Transition lenses
    • Factory scratch coating

As an adult, you can get a range of discounts for types of lenses and lens coatings through in-network providers. The lens copayment still applies.

  • Contact lenses: If you are more likely to wear contacts on a daily basis and do not use your glasses as often, you can get a new set of prescription contacts every year. You can use up to $130 with 15 percent off the remaining balance for non-disposable, conventional contacts if you use an in-network provider. You can get up to $105 out of network.

    In addition, you can get up to $130 with no discount for disposable contacts if you use an in-network option, with $105 covered for out-of-network choices. Medically necessary contacts are covered in full at in-network choices, while $210 is covered out of network.

    Like prescription lenses for your glasses, you can get contacts once per year.

    If you have not worn contacts before, getting a fitting helps your eyes feel more comfortable with this new device. A lens fitting and two follow-up visits are available once you complete a standard eye exam with no additional charge for in-network providers. For out-of-network providers, you get up to $55 for the standard fitting and 10 percent off retail for premium lens fitting.

  • Second pair of glasses: Many people find that they need or want a second pair of glasses — perhaps because they lost their original pair, they want a second pair for work while the first pair is at home, or they simply want more style options for their glasses. A complete pair of glasses gets a 40 percent discount from retail price. Materials purchased separately, like frames in one location and lenses from another, gets a 20 percent discount off retail cost.

Regular Eye Exams & Necessary Surgery

woman undergoing lasik procedure

You can get one annual eye exam with an in-network optometrist or ophthalmologist at no cost with Blue View Vision. If you need additional tests outside of basic, thorough eye exams, there may be some cost. For example, retinal imaging can be performed during your regular eye exam, and Blue View pays up to $39.

Blue View Vision does not cover other types of vision surgery, including cataract surgery, vitrectomy, or other types of laser surgery that do not treat refractive errors.

Treatment for some serious eye diseases like glaucoma may be covered by your standard health insurance rather than vision insurance. If you are diagnosed with a chronic vision problem that is not a refractive error, work with your optometrist or ophthalmologist to understand how to best treat this disease.

Blue View Vision & LASIK

More vision insurance providers realize that laser in-situ keratomileusis (LASIK) is a wonderful option to manage refractive errors. Long term, LASIK is less expensive than glasses or contact lenses, as long as your refractive error does not change every year. You will still need regular eye exams to manage your eyes’ health, but LASIK means you do not need to wear contact lenses or glasses all the time to see clearly.

Refractive Errors Are Covered Through Blue View Vision

Blue View Vision covers treatment for refractive errors like myopia (nearsightedness), astigmatism, and farsightedness (both hyperopia and presbyopia). You can get regular eye exams, new glasses, prescription lenses and contact lenses, and even laser refractive surgery with discounts or a certain dollar amount of coverage. This plan works very well for most people, but if you have more serious vision issues, you may need a different insurance option.

 

References

Blue View Vision Summary. Anthem.

Blue View Vision. Empire BlueCross Blue Shield, An Anthem Company.

Blue View Vision. (January 2019). Anthem BlueCross BlueShield.

Blue View Vision Basic Eye Care & Eyewear Discounts. Anthem HealthKeepers.