Affordable Payment Options
We believe every patient should have access to the life changing procedures NVISION offers. Our financing options ensure that our patients are not held back by cost.
A number of our procedures such as LASIK, are considered elective medical procedures or advantageous to the patient but not urgent, and therefore not typically covered under insurance plans.
Our professional staff understands that cost is a concern when evaluating vision care. We do not want cost to be an obstacle to maintaining or attaining better vision. We accept various forms of payment and are able to discuss payment options with you prior to any examination. Our knowledgeable team is also experienced in working with health insurance providers and vision care plans for the procedures that are typically covered through benefit programs.
We work with you to ensure that you understand your insurance coverage and which costs may be covered under your benefit program. Visit us to find out if your insurance provider is accepted, or for more information about your vision coverage.
On a purchase of $3,900 with 60-month financing from September 2022 to December 2022. Your monthly payment may be higher or lower based on your actual procedure cost.
^Your total cost will be based on your individual needs and will be determined with your provider. The average total cost for LASIK surgery is $4,800 for both eyes.
|Amount Financed^||Fixed Monthly Payment||Promotional Period||Total Payments (including interest)|
The estimated monthly payment shown above equals the Amount Financed multiplied by 2.5339%. It is rounded to the next highest whole dollar. It is only good with the financing offer shown. If you make these payments by the due date each month, you should pay off the Amount Financed within the promo period, if it is the only balance you are paying off. If you have other balances on your account, this payment will be added to any other minimum monthly payments.
IMPORTANT: The information about the Fixed Monthly Payment shown assumes the following promotional financing offer is applied to the Amount Financed:
17.90% APR for 60 Months^^^
On purchases of $2500 or more with your CareCredit credit card between September 2022 and December 2022. 60 fixed monthly payments required.
^^Your total cost will be based on your individual needs and will be determined with your provider. The average total cost for Lasik surgery is $4,800 for both eyes.
^^^Interest will be charged on promotional purchases from the purchase date at a reduced 17.90% APR on purchases with 60 months promotional financing. Fixed monthly payments are required until paid in full and will be calculated as follows: on 60-month promotion – 2.5339% of initial promo purchase amount. The fixed monthly payment will be rounded up to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 26.99%. Minimum Interest Charge is $2. Existing cardholders should see their credit card agreements for their applicable terms. Subject to credit approval.
Special financing with convenient monthly payments is available with the CareCredit credit card. CareCredit can help you to complete your treatment now, and then pay for it over time with monthly payments that help fit LASIK into your budget. CareCredit is a credit card, but is exclusively for healthcare services. CareCredit® offers:
– Minimum monthly payments required
– No pre-payment penalties or annual fee**
*Subject to credit approval. See carecredit.com for details.
**For new accounts: Purchase APR is 26.99%. Minimum interest charge is $2.00.
Many employers are offering FSA or HSA options to employees. Sometimes these are referred to as cafeteria plans and are elective, supplemental insurance savings plans. The accounts allow you to take funds set aside for your healthcare and apply them towards the cost of laser vision correction. The benefit of using these accounts is that the funds are not subject to taxes and can generally be used at your discretion for health services. Please check your individual FSA or HSA plan for guidelines.
How much does laser vision correction surgery cost?
The cost of the laser vision correction procedure is determined by a number of factors. You will receive a detailed, no-obligation estimate at your NVISION consultation.
What happens to my deposit if I decide against surgery?
If you make a deposit and decide against surgery, the deposit is entirely refundable if you have not yet had the dilated eye exam. If you have had the dilated eye exam, $150.00 will be deducted from your deposit refund.
Is my surgery tax deductible?
While LASIK can be deemed elective and not covered by insurance, it may be tax deductible depending on your filing status. Please consult your accountant for more information on this matter. Many patients choose to use their tax refunds to pay for LASIK, an investment that can last a lifetime.
Can I pay with a credit card?
Many patients opt to pay for their procedure using a credit card. This may be a good option, especially if you have a card that carries a low interest rate, offers, points, or other rewards.
Where can I learn more about affordable payment options?
Your NVISION Patient Counselor will review all your payment options with you at your consultation.