Aflac offers two broad vision insurance options.
Aflac Vision Insurance covers most of the basics expected of a vision plan and notably offers a significant LASIK discount at participating providers. Aflac supplemental vision insurance is another option, which can add vision to an existing employee insurance package.
Rates on the plans vary greatly according to geographic location and other factors. You can create an account on their site to get a custom quote.
What Is Aflac Vision Insurance?
Aflac Vision Insurance boasts a number of mainstay features for policyholders, including these:
- Free or reduced cost for glasses frames
- Easy access to glasses and replacement contacts
- A network spanning thousands of locations
- Affordable eye exams and contact lens evaluations
Members get a one-year breakage warranty, $50 frame enhancement at Visionworks, and a 25 percent discount on LASIK at participating providers.
That last point is noteworthy, as this is a significant discount for LASIK. Many other insurance plans offer a less reduced rate if any LASIK discount is given at all.
This is largely because LASIK is considered an elective procedure, meaning cheaper alternatives like glasses usually can offer a similar level of correction. As a result, many insurance companies are reluctant to help pay for it.
Aflac Supplemental Vision Insurance
Aflac also offers their Supplemental Vision Insurance, which an employer can add to a plan to give policyholders vision coverage. As Aflac notes, this plan is added through worksite payroll deduction.
The policy works by giving the policyholder cash when they incur relevant expenses, such as the cost of an annual eye exam or covered eye procedures. This helps to offset out-of-pocket costs and reduce their impact, working similar (but not identically) to the way health insurance usually works.
Availability of Aflac Vision Insurance
Aflac offers insurance throughout the country but not in every state. They offer coverage in these states:
- New Hampshire
- North Dakota
- South Carolina
- South Dakota
- West Virginia
When exploring your options with Aflac, remember that many of the plans they offer are employer-facing. They are intended to help employers provide benefits to workers. Depending on the plan you’re interested in, you may have to talk with your employer and convince them a given plan is a good fit for the company’s needs.
If you’d like a custom quote for Aflac Vision Insurance, visit their site.
Aflac Launches Dental And Vision Insurance. (January 2021). InsuranceNewsNet.
Supplemental Vision Insurance. Aflac.
Vision Insurance. Aflac.
It’s Not Just You: Picking a Health Insurance Plan Is Really Hard. (December 2020). The New York Times.