Last Updated
Further Reading
- Argo Vision Insurance
- Blue View Vision
- Aetna
- VSP Coverage
- AIG Vision Insurance
- Defined Contribution Plans for Vision Care
- Mail Handlers Benefit Plan (MHBP) Vision Insurance
- Costco Vision
- VA Benefits
- L.A. Care Vision Insurance
- Vision + Dental Packages
- Covered California Eye Care
- Delta Dental Vision Insurance
- Future of Eye Care
- Colonial Life Vision Insurance
- CareFirst Vision Insurance
- Vision Insurance Providers in California
- CalOptima Vision Insurance
- Medicare Coverage for Glasses
- Vision Insurance Providers in Oregon
- Spectera Vision
- Vision Insurance Providers in Washington
- Vision Insurance Providers in Nevada
- Medi-Cal Vision Benefits
- Vision Insurance Providers in Arizona
- Best Vision Coverage Plans in 2021
- Vision Insurance Providers in Utah
- VSP Cover Cataract Surgery
- MetLife Vision
- Davis Vision
- Ameritas
- Options to Afford Cataract Surgery
- Kaiser Vision Insurance
- Mutual of Omaha Vision Insurance
- Direct Vision Insurance
- TRICARE
- EyeMed vs. VSP
- Getting an Eye Exam Without Insurance
- FEP BlueVision
- Aflac Vision Insurance
- Qualsight for LASIK
- United Healthcare (UNH)
- Cigna Coverage
- Superior Vision
- Humana Coverage
- EyeMed Insurance Coverage
- FSA Coverage
- Medicaid for Vision Care Coverage
- AltaMed Vision Insurance
- Vision Insurance Companies in 2022
Vision Insurance Providers in Texas
Home / Insurance for Laser Eye Surgery & LASIK /
Last Updated
Table of Contents
If you’re in the market for quality vision insurance in Texas, you have several solid options to choose from.
While medical and dental tend to take the lion’s share of attention, vision insurance is incredibly important to ensuring overall eye health and vision. Various eye conditions can be better managed and treated if diagnosed early, and regular vision and eye exams are crucial to that process. Vision insurance in Texas is even more important for Texans who do not have the ability to see clearly without the aid of glasses, contact lenses, or other means that result in vision improvement.
Where to Get Vision Insurance in Texas
Those searching for viable vision insurance in Texas have several options to choose from, including UnitedHealthcare, VSP, Humana, EyeMed, Davis Vision, and others.
VSP
VSP provides access to a large network of independent specialists. VSP provides affordable plans that include comprehensive annual exams. Plans for individuals start at $13 a month.
Members also get a complimentary 1-year warranty for featured frames. VSP’s Standard Plan provides a $150 allowance for contact lenses or frames, and they offer open enrollment throughout the year.
UnitedHealthcare
UnitedHealthcare is known for its large suite of products. This insurance provider has been around for over 40 years, so they have a good reputation. They are also experienced in helping individuals with Medicare.
Basic plans start at $11. Members have to choose between either contact lenses or glasses for their covered corrective lenses benefit. However, they offer a Plan B that covers both contact lenses as well as glasses. Plan B starts at $15.
Both plans have a $10 copay as well as a $150 frame allowance. UnitedHealthcare also covers scratch-resistant coating for eyeglasses that are bought through its provider network. Laser surgery is also offered at a discount price under this coverage.
Humana
Humana provides a streamlined billing process and specializes in Medicare Advantage nationwide. Partnered with EyeMed, Humana provides single plans priced at $16 per person.
Humana has a vast network consisting of 65,000 providers. They offer discounts for scratch resistant coating, tinted lenses, and UV coating.
EyeMed
EyeMed provides a large network of resources and has partnerships with LensCrafters and Pearle Vision. Vision insurance starts at $5 a month, and the highest priced plan is priced at around $30 monthly.
EyeMed members receive discounts of up to 72% off retail price when it comes to glasses as well as eye exams performed by in-network doctors.
Plans generally include 40% off additional pairs of glasses, 20% off all non-prescription glasses, and up to 20% off anything above your standard frame allowance.
Davis Vision
Davis Vision offers a wide variety of paid-in-full lenses and provides a large network of private practice providers as well as national retailers. Their Designer Plan gives members 100% coverage on their annual eye exams as well as a 1-year breakage warranty for lenses and frames.
Davis Vision plans offer up to $130 in a frame allowance for in-network providers as well as $180 for connected Visionworks locations.
Does Vision Insurance Cover LASIK?
Vision insurance generally does not cover LASIK procedures or refractive surgery, but many plans offer sizable discounts to policyholders. Some providers give discounted rates of up to $1,000 per eye for those who qualify.
Medicare or Medicaid Coverage
Medicare and Medicaid generally pay for contact lenses or eyeglasses as long as the supplier is enrolled in Medicare. Plans usually do not cover the cost of eye exams, eyeglasses, or contact lenses. While original Medicare Part A and Part B do not cover routine eye exams, Medicare Advantage plans do.
There are also options available for vision coverage under the Patient Protection and Affordable Care Act (otherwise known as Obamacare) for those who have vision impairments. Those who are interested can use the federal health insurance marketplace (HealthCare.gov) to research and compare vision plans available in your state as well as process your enrollment.
Plan Comparison
Here is how different plans compare:
Cost | Coverage | Eligibility | |
VSP | $13 | $150 allowance for contacts and frames | Year-round enrollment |
United Healthcare | Plan A: $11Plan B: $15 | $10 copay/$150 allowance for contacts and frames | Any age covered |
Humana | $16 | $25 copay/$150 frame allowance | Any age covered |
EyeMed | $5 – $30 | $10–$25 copay/$100 frame allowance | Any age covered |
Davis Vision | $10-$35 | $10–$25 copay | Any age covered |
What Else Is Covered?
In addition to discounts for LASIK and other refractive surgeries, many vision insurance plans provide discounts for additional pairs of eyeglasses as well as disposable contact lenses.
Confirm your provider exactly what is covered before signing up. This ensures you have the coverage level you need and that you maximize your use of benefits once you have the plan.
References
- Is LASIK Covered by Insurance? (January 2023). Forbes.
- Find an Eye Doctor in Texas. VSP Vision Care.
- Vision Insurance. UnitedHealthCare.
- Vision Plans Available in Texas. Humana.
- Members & Consumers. EyeMed.
- Vision and Eye Health Solutions. Davis Vision.
The information provided on this page should not be used in place of information provided by a doctor or specialist. To learn more, read our Privacy Policy and Editorial Policy pages.
Further Reading
- Argo Vision Insurance
- Blue View Vision
- Aetna
- VSP Coverage
- AIG Vision Insurance
- Defined Contribution Plans for Vision Care
- Mail Handlers Benefit Plan (MHBP) Vision Insurance
- Costco Vision
- VA Benefits
- L.A. Care Vision Insurance
- Vision + Dental Packages
- Covered California Eye Care
- Delta Dental Vision Insurance
- Future of Eye Care
- Colonial Life Vision Insurance
- CareFirst Vision Insurance
- Vision Insurance Providers in California
- CalOptima Vision Insurance
- Medicare Coverage for Glasses
- Vision Insurance Providers in Oregon
- Spectera Vision
- Vision Insurance Providers in Washington
- Vision Insurance Providers in Nevada
- Medi-Cal Vision Benefits
- Vision Insurance Providers in Arizona
- Best Vision Coverage Plans in 2021
- Vision Insurance Providers in Utah
- VSP Cover Cataract Surgery
- MetLife Vision
- Davis Vision
- Ameritas
- Options to Afford Cataract Surgery
- Kaiser Vision Insurance
- Mutual of Omaha Vision Insurance
- Direct Vision Insurance
- TRICARE
- EyeMed vs. VSP
- Getting an Eye Exam Without Insurance
- FEP BlueVision
- Aflac Vision Insurance
- Qualsight for LASIK
- United Healthcare (UNH)
- Cigna Coverage
- Superior Vision
- Humana Coverage
- EyeMed Insurance Coverage
- FSA Coverage
- Medicaid for Vision Care Coverage
- AltaMed Vision Insurance
- Vision Insurance Companies in 2022